Unlocking Faster Funding and Low Interest Rates with SmartBiz® SBA Loans

Unlocking Faster Funding and Low Interest Rates with SmartBiz® SBA Loans

When it comes to funding your startup or expanding your existing business, you want options that are both fast and affordable. That's where SmartBiz® steps in, offering streamlined SBA loan options that provide quick access to capital with less hassle. These loans, available through SmartBiz's bank partners, range from $30,000 to $150,000 and may offer the financial lifeline your business needs to soar.

Key Features

Loan Terms

  • Amount: Borrow between $30,000 and $150,000, subject to credit approval.
  • Repayment: Benefit from a generous 10-year repayment term.
  • Rates: The variable interest rate typically ranges from Prime Rate plus 2.75% to 3.75%, making the loan affordable over the long term.
  • No Prepayment Penalties: You can pay off your loan early without any penalties, giving you more flexibility.

    Pre-Qualification Criteria

    Here are the minimum requirements to pre-qualify:

    • At least 2 years in business.
    • A 700 or higher FICO score.
    • No bankruptcies for the past three years.
    • No outstanding tax liens.
    • At least $150,000 in annual business revenue.

    Typical Approval Requirements

    You'll need the following for approval:

    • 1-year personal tax returns.
    • 2 years of business tax returns.
    • A color photo of the front and back of your Driver's License.

    Why This Matters for EWTECHEDU Students

    If you're enrolled in an EWTECHEDU course, this opportunity with SmartBiz® is especially relevant. Many of our courses teach you exactly what lenders like SmartBiz® are looking for when they consider loan applications. Understanding the importance of cash flow, creditworthiness, and proper documentation can make the difference between getting funded or getting rejected. So, if you're aiming for quick, low-interest funding to fuel your business dreams, SmartBiz®'s simplified SBA loans may be the right fit for you.

    Don't miss out on this chance to secure the funding you need to make your business goals a reality. Apply today and you could see funds in your account in as little as 10 days following bank approval.



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